Some of the latest water toys have performance that was unheard of just a decade ago. Zero to 60 miles an hour on the water in under 8-seconds, try it once and all you can say is wow. Some of the latest jet boats can go even faster and that is just insane as you are skipping over the cresting waves hanging on for your dear life and if you have a passenger you'll feel a death grip of fear and excitement, but have you ever considered what would happen if they fall off the back during one of these rocket accelerations?
What if you make a mistake or a boat runs over the top of you? You might live and then decide you'd rather be dead, still the medical bills will be out of control, as our health care system is quite broken. Between the paramedics on the water to the airlift to the hospital, you are looking at $20,000 or more before you even hit the hospital emergency room and it just keeps getting more expensive from there. It's no laughing matter when you get the bill either.
But, what if you are not the one that gets hurt? What if one of your friends or a friend of one of your kids is the one that ends up in the hospital, well, there is a really good chance no matter how good of friends you are there will be a lawsuit. If you do not have insurance, you may find yourself and your family completely bankrupt just because you wanted to save a little money on insurance premiums for your water craft. Please be thinking here, it is serious.
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